Bryan Sumner
Let’s face it, the earlier you can retire the better. Who would possibly disagree with that?! No one I know, that is for sure! Well, how can we possibly ensure that we have the necessary funds to retire earlier than scheduled? By investing your hard earned money with a guaranteed financial product known as a Florida annuity. If you do not take any risks and move forward with a Florida annuity, which guarantees growth each year, that would be a good start.
The two safest annuities which you are guaranteed returns are fixed annuities and equity indexed annuities. Florida annuities, are a powerful financial product that can help many reach their dreams. When you want to retire and your risk tolerance level is a good indicator of the type of annuity which would suit you. A few years ago, a very horrible thing happened to someone I knew. Many people were making more money then they could imagine in the stock market and then lost it all. We can all think of ways he could of avoided this, however, we all want the most amount of money. At the same time, we must weigh the risk. Sometimes the risk is not worth the reward, especially in this man’s case. When the market totally crashed, if this man had an equity-indexed annuity his money would have actually grown at a low 2%-4% interest rate, which is alot better than losing it all. When the market is good, he would have the 20% growth, but most likely a bit over 10%. These numbers are hypothetical, as each insurer has different equity products and were used as an example.
Annuities in Florida have proven to be a powerful yet safe form of investing safely. With guarantees behind your money, how can you lose? Your funds are also backed by the multi-billion dollar insurance companies. With all the clear benefits and loss prevention it may have became very clear on why annuities are so vital so anyone wishing to retire, wants their money to grow, and does not want to lose everything that they worked their whole life for. Guaranteed gains by the insurance company, how can you possibly lose?! Right, you can not!
Tags: annuities in Florida, annuity in Florida, Florida annuities, Florida annuity, The Koenig Group
Posted in Retirement · February 15th, 2010 · Comments (0)
We have all heard about the social security epidemic…exactly. According to various websites with a simple Google search, it becomes quite clear that we may run out of funds, We must find an alternative solution to this problem. The answer is a Florida annuity. We will investigate why this is a great product for retirement within this article. Traditional CD’s are not tax deferred and the interest rates are not to competitive. Try getting a 12% interest rate off a CD! Many equity-indexed annuities can allow you to achieve this, with a guarantee that your funds will always grow. Many times, it is set at a modest 2-4%,
In the State of Florida, you can make your retirement rock solid. So how can you win? How can you really find a solid retirement plan in Florida? One where you can make money when the market is up, but protect yourself when the market is down? Depending upon your retirement goals there are several different option. Annuities in Florida are attractive for the person who wants guaranteed returns. Find a insurance broker to help you! When you deal with an insurance representative that only works for one agency they do not have the flexibility a broker has. More options means more potential. So it would be clear to think that the agent will try to make any product from his company seem like the best insurance policy. Many brokers do not charge a fee associated with there service of shopping around all the major carriers. A time saver and free, you can not beat that!
So lets take a serious look at what we are dealing with, Florida annuities. For instance, the stock market crash, that was bad. Starting today, start to put your hard earned money back in your pocket, it has never been easier to make your retirement portfolio stronger. Fast, easy and online. With the click of a mouse you can search all of the most aggressive priced policies on the market. Did you know you can start saving today for retirement?! Many insurance companies offer competitive interest rates allowing your money to grow, tax deferred. You can also withdrawal funds which has accumulated, known as, accumulated cash value. With a scary stock market,I would not feel safe investing my life long earnings into the stock market. One wrong choice and retirement is not an option. We all work hard our whole lives to retire one day. Do not allow all your money to go to waste, make a wise choice, many doctor’s, lawyers, architects, and other professionals choose annuities to diversify their portfolio.
Tags: annuities in Florida, annuity in Florida, Florida annuities, Florida annuity, The Koenig Group
Posted in Insurance · February 12th, 2010 · Comments (0)